About Jayalakshmi Associates

”The needs of the customer come first” is what he says as he has provided financial advice and services to over 1000 customers from various professional backgrounds and businesses. wе’rе hеrе to рrоvіdе уоu wіth Mortgage Loan ѕоlutіоnѕ fоr уоur needs.

More About
Building
Building

Mortgage Loan Specialist

A mortgage loan is one in which you secure funds by pledging your property. The interest rates on mortgage loans range from 8.15% to 11.80% p.a. Usually, the amount of funding you can avail will be up to 60% of the registered value of the property.

Mortgage for a loan is the most preferred product by borrowers who are looking for a huge amount of money, by simply providing property as collateral. The type of mortgage loan and the sanctioning of the amount are totally subjected to the applicant’s profile. The most common way of acquiring a mortgage loan is by mortgaging a piece of property, such as a house, or a residential land parcel, one can even avail mortgage loan over commercial assets, by mortgaging commercial spaces, company-owned flats, or commercial land parcels.

Value for money is something we all strive for. It also applies when you obtain a loan against your property pledged as a collateral. Various banks have various conditions and percentage eligibility of availing as funds, how do you know what’s best for you. Our database helps you with a clear synthesis, this homework gives you the exact opportunity to choose the right funder to make the most of it.

Property Type: Residential, Commercial, Industrial, Multi-Tenant, Rental property, Lands and Properties with or without Building plan approval.

Loan amount : UP TO 25 Crores

Rate of Interest: 8% to 12%

Tenure : upto 240 months

Eligibility Program: IT Based, Banking, without IT , GST Based

Documents Required:

  1. KYC of applicant and Co-applicants
  2. Company KYC
  3. One year Bank Statements
  4. Latest 2 years IT papers
  5. One Year GST Returns Copy
  6. All Current loan details
  7. Own House Proof
  8. Partnership Deed/ Memorandum of Association & Articles of Association ( For Partnership/ PVT Ltd companies)
  9. Property Documents Copies
  10. Salaried Individuals -
    1. Address proof – Passport, Aadhar card, ration card, property tax, water bill, electricity bill.
    2. Income proof – Salary slip for 3 months and form 16 for the past 1 year (salaried) or financial statements (self employed) ITR for the past 2 years.
Enquiry
Building
Bank Name Interest Rate (p.a.)
HDFC Bank 8.75% Onwards
State Bank of India (SBI) 8.75% Onwards
Axis Bank 10.50% Onwards
Citibank 8.15% Onwards
HSBC Bank 8.80% Onwards
Karur Vysya Bank 10.00% Onwards
Union Bank of India 9.80% Onwards
IDBI Bank 10.20% Onwards
Federal Bank 10.10% Onwards
Our Process

Provides Best Services

Choose Loan Amount

Approved Your Loan

Get Your Cash

Check Your eligibility for loans.

%

How much loan you are eligible for?

Testimonials

What People Saying About Us